I'm gonna be honest with you: if your non-negotiable expenses exceed your income, apparently, there's no way for you to save other than finding sources for additional cash flows. That's the first thing you...

Isa sa mga New Year's resolution ko nung nakaaraan ay ang pag-invest sa stocks. Siyempre, sino ba naman ang gustong matulog lang ang pera nila sa bangko na ang interest ay hindi pa...

Many of us want to save, but as much as we want to keep a small chunk of our hard-earned money, we can't. Why? Because cash is so easy to access. To name some,...

Lazy mornings and sleepy afternoons are real productivity killers in the workplace. When the energy dies down and you lay exhausted over your desk, don't grab your coffee as soon as you lift...

Increasing employee turn over rates every year are recorded to auditing firms. This is not surprising, given that auditing is both a mental and a physical-intensive profession. Unfortunately, we hear some stories about...

One of the greatest lessons I learned for the past 23 years is all about social independence. I refer to realizing that you need to be a self motivator and not to depend...

Spanish has captured my heart since the age of 10 years old. My forgetful mind can still remember how I pulled out the spine of a Spanish phrase book from our mini  biblioteca /(library)...